The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Traps to Avoid Beware of these traps that could upend your retirement. What Is My Risk Tolerance? This questionnaire will help determine your tolerance for investment risk. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.